Are these invoice and payment templates free?

Yes. Each one is free to fill in and download as Word or PDF, with no account.

What must an invoice include?

Your details, the customer's details, an invoice number and date, a description of what was sold, the amount and how to pay. Tax rules differ by country, so add what your local rules require.

How polite should a payment reminder be?

Start friendly and factual, with the invoice number, amount and due date. Only move to firmer wording if the first reminder is ignored.

Can I use these for a business in any country?

Yes. The templates assume no country, and you enter your own currency, tax details and payment instructions.

Free invoice and payment templates

Invoices, receipts, payment reminders and price increase notices, and the letters you need when a payment goes wrong. Fill in the amounts and download a tidy document.

9 templates

InvoiceBill a client clearly with items, tax, total, due date and how to pay.Money and payments
Payment receiptConfirm money received, such as rent or a deposit, with the amount, date and method.Money and payments
Purchase orderOrder goods or services from a supplier with items, prices, delivery and payment terms.Money and payments
Bill of saleThis bill of sale is made on Date of sale in City and country of the sale between:Seller: Seller's full name, of Seller's addressIdentity: Seller's ID number (optional)Buyer: Buyer's full name, of Buyer's addressIdentity: Buyer's ID number (optional)1. The item1.1 The Seller sells and the Buyer buys the following item ("the Item"):What is being sold1.2 Serial, VIN or registration number: Serial, VIN or registration number (optional)1.3 Included with the Item: Items and documents handed over with it (optional)Bill of saleRecord a private sale of a car, phone or other item, with the price and condition.Money and payments
Personal loan agreementThis agreement is made on 7 November 2026 in City and country where you sign between:Lender: Lender's full name, of Lender's addressContact for notices: Lender's email or phone for notices (optional)Borrower: Borrower's full name, of Borrower's addressContact for notices: Borrower's email or phone for notices (optional)Guarantor's name and address (optional) (the "Guarantor") also signs this agreement for the…The Lender has agreed to lend money to the Borrower, and the Borrower has agreed to repay it, o…1. The loan1.1 The Lender lends the Borrower Amount lent ("the Loan"), handed over on Date the money…Personal loan agreementPut a loan between friends or family in writing, with a clear repayment plan.Money and payments
Promissory NoteAmount: Amount borrowedDate: 7 November 2026Place: Place of signing1. The promise1.1 For value received on Date the money is lent, I, Borrower: name, of Borrower: add…1.2 The whole unpaid balance, with any interest and charges due, will be paid in full no later…1.3 Guarantor or co-signer (optional) ("the Co-signer") also signs this note and is bound t…2. InterestInterest: InterestIf no interest is written above, the Loan carries no interest. If any interest or charge under…Promissory notePut a loan or a promise to pay in writing, with the amount, interest and dates.Money and payments
Your name or businessYour email or phone7 November 2026Client contact's nameClient's business (optional)Subject: Which reminder this is, invoice Invoice number for Amount dueDear Client contact's name,I am writing about invoice Invoice number, dated Invoice date, for Amount due. Paym…If you have already paid, thank you; please send me the payment date and reference so I can mat…How to pay youIf there is a problem with the invoice, or you would like to agree a payment plan, please reply…Payment reminderChase an overdue invoice politely, from a first reminder to a final notice.Money and payments
Acknowledgement of debtA signed note in which a person or company admits owing a sum and says how and when it will be paid.Money and payments
Demand letter for an unpaid invoiceSend a firm final demand for an overdue invoice before you take further steps.Money and payments

Templates

Money and payments templates

Money documents need to be exact: who paid whom, how much, for what and by when. These templates ask for those facts and lay them out so the page is easy for an accountant, a customer or a bank to read.

Templates are a careful starting point, not legal advice. Where the law matters, check what applies where you are.

Money and payments

Questions people ask

Are these invoice and payment templates free?: Yes. Each one is free to fill in and download as Word or PDF, with no account.
What must an invoice include?: Your details, the customer's details, an invoice number and date, a description of what was sold, the amount and how to pay. Tax rules differ by country, so add what your local rules require.
How polite should a payment reminder be?: Start friendly and factual, with the invoice number, amount and due date. Only move to firmer wording if the first reminder is ignored.
Can I use these for a business in any country?: Yes. The templates assume no country, and you enter your own currency, tax details and payment instructions.