The best Microsoft Copilot alternatives depend on why you are looking. If the add-on price is the problem, ChatGPT Business, Claude Team, Mistral Le Chat and nerix all sell team seats at similar or lower prices without needing a Microsoft plan. If you want to choose between models, a multi-model workspace fits. If you live in Microsoft 365, Copilot itself may still be the right answer, and its free chat is worth trying first. This guide compares the options honestly.
Prices checked in October 2026. Vendors change plans often, so check the official pages: Microsoft, ChatGPT Business, Claude, Gemini and Mistral.
Where Microsoft Copilot stands
Microsoft lists Copilot Business as an add-on at $18 per user a month on a yearly term (originally from $21, with the discount offered to eligible existing customers until the end of 2026, for the first year) and $25.20 month to month. Bundles are listed too: Microsoft 365 Business Standard with Copilot at $23.50 per user a month billed yearly, and Business Premium with Copilot at $32. Copilot Chat is included at no additional cost with eligible Microsoft 365 plans.
Its strength is reach. It works inside Word, Excel, PowerPoint, Outlook and Teams, and with a Copilot licence it can use the files and mail you already have. Microsoft's documentation says Copilot Chat data is stored and processed in the EU or EFTA for EU customers, with a caveat: under heavy load, model calls can reach other regions.
Its limits are the other side of the same coin. It needs a qualifying Microsoft 365 plan, it is priced as an add-on, and without the paid licence Copilot Chat cannot read your organisation's shared data, although you can upload files to it directly.
The alternatives at a glance
| Tool | Best for | Price from | Free plan | Key limit |
|---|---|---|---|---|
| ChatGPT Business | Teams that want a popular general assistant | $25 per user monthly, $20 yearly | Yes (individual) | Two seats minimum |
| Claude Team | Long documents and writing | $25 per seat monthly, $20 yearly | Yes (individual) | Processed in the US |
| Gemini Enterprise | Google Workspace teams | From $21 per user | Yes (individual) | Worldwide processing |
| Mistral Le Chat Team | Teams that prefer a French company | $24.99 per user | Yes (individual) | SSO and audit logs only on Enterprise |
| nerix | Answers from your documents, model choice | Team from 24 euros per seat | Yes | Younger product, no SOC 2 yet |
ChatGPT Business and Claude Team
These are the two general-purpose assistants most teams try first. ChatGPT Business is $25 per user a month, or $20 billed yearly, and a workspace needs at least two paid seats. Claude Team is the same price, $25 a month or $20 yearly, for teams of two to 150, with a Premium seat at $125 a month ($100 yearly) for heavy users.
Both give a team a shared workspace with admin controls and business data terms, and neither requires Microsoft. Where they fall short: they do not read your Microsoft 365 files by themselves, so you upload documents or set up connectors, and each offers only its own maker's models.
Gemini Enterprise
Google lists Gemini Enterprise Business from $21 per user a month and Standard or Plus from $30. It is the counterpart of Copilot for companies on Google Workspace, so it makes the most sense if that is where your files are. If your company is on Microsoft, it brings little of Gemini's main advantage.
Mistral Le Chat
Mistral lists Team at $24.99 per user a month, with up to 30 GB of storage per user, domain verification and data export. SAML single sign-on and audit logs are on the Enterprise tier, priced on request. It appeals to European teams who want to buy from a European company. Mistral's page does not state where Le Chat data is hosted, so ask before assuming.