# Shareholder Loan Agreement Template, Free Source: https://nerix.ai/templates/shareholder-loan-agreement A shareholder lends money to their company: amount, interest, repayment, what happens in default. Before you send it Loans from shareholders can have tax, company law and insolvency effects that differ by country, including limits on interest, repayment while the company is in trouble, and what the loan is worth if the company fails. Have a lawyer or accountant review it before you sign. This is not legal advice. ## Fill it in and preview You are signed in. Fill it in your workspace and it is kept as a document you can send, share and have signed. [Open in your workspace](https://app.nerix.ai/documents/templates/shareholder-loan-agreement) ### Shareholder loan agreement This agreement is made on 1 March 2030 between **Brightwater Bakery Ltd**, 14 Harbour Street, Cork , company number 123456 (the "Company") and **Maria Silva** of 3 Elm Road, Cork , who holds 40 percent of the shares (the "Shareholder"). ## 1. The loan The Shareholder lends the Company **EUR 50,000** (the "Loan"). The money is paid on 1 March 2030 . **Purpose:** To buy a new oven and pay for fitting it. ## 2. Interest 4 percent a year, paid every 6 months ## 3. Repayment Repaid in 20 equal payments every 3 months, starting 1 September 2030, with the final payment on 1 June 2035. ## 4. Early repayment The company may repay early without a fee, in whole or in part. ## 5. Security and ranking The loan is unsecured. It is repaid after the company's bank loans if the company is wound up. The Shareholder agrees that this loan is repaid only after the Company has paid its bank loans, and will sign any further paper the bank reasonably asks for to confirm this. ## 6. Conditions on repayment The company does not repay if that would leave it unable to pay its debts as they fall due. ## 7. If the Company does not pay If a payment is more than 30 days late, the shareholder may give written notice and ask for the whole loan to be repaid within 30 days. ## 8. Tax Before paying interest, the Company will check whether tax must be withheld where it or the Shareholder is based, and will deduct it if it must. The parties have taken tax advice on this loan and its interest rate. ## 9. Approval The board approved this loan at its meeting on 25 February 2030 ## 10. Set-off and assignment The Company may not set off any money the Shareholder owes it against the Loan unless the Shareholder agrees in writing. Neither party may transfer its rights or duties under this agreement without the written consent of the other. ## 11. No change to rights as shareholder The loan does not change the Shareholder's shares or votes, and the Shareholder gets no extra say in running the Company because of it. ## 12. Changes and notices Changes are valid only in writing, signed by both parties. Notices are given in writing to the addresses above. ## 13. Law and disputes This agreement is governed by the law of Ireland . The parties talk first, then mediation, then the courts of the place named above. ## 14. Signatures For the Company: Name and title: Signature: Date: The Shareholder: Signature: Date: Templates are a careful starting point, not legal advice. Where the law matters, check what applies where you are. Company and legal ## What this template is for A shareholder loan agreement for a shareholder who lends money to their company: amount, interest, repayment, ranking, default and law. Word or PDF. It is free to fill in online, needs no account, and downloads as a Word document or a PDF. [See all Company and legal templates](https://nerix.ai/templates/company-legal) Company and legal ## What you fill in The form asks for 21 details. The document fills itself in as you type. - ### Company (borrower) For example: Brightwater Bakery Ltd - ### Company address For example: 14 Harbour Street, Cork - ### Company registration number (optional) optional For example: 123456 - ### Shareholder (lender) For example: Maria Silva - ### Shareholder address For example: 3 Elm Road, Cork - ### Shareholding For example: 40 percent of the shares - ### Loan amount For example: EUR 50,000 - ### Date of agreement For example: 1 March 2030 - ### What the loan is for Say what the money is for. For example: To buy a new oven and pay for fitting it. - ### When the money is paid For example: 1 March 2030 - ### Interest Write 'none' for an interest-free loan. Check what your tax rules say about interest between related parties. For example: 4 percent a year, paid every 6 months - ### Repayment Dates and amounts. Or 'on demand with 6 months' notice'. For example: Repaid in 20 equal payments every 3 months, starting 1 September 2030, with the final payment on 1 June 2035. - ### Early repayment For example: The company may repay early without a fee, in whole or in part. - ### Security and ranking Say if there is security and where this loan ranks. For example: The loan is unsecured. It is repaid after the company's bank loans if the company is wound up. - ### Ranking against other lenders Say whether this loan comes after other lenders, such as a bank. Banks often ask for it. For example: The Shareholder agrees that this loan is repaid only after the Company has paid its bank loans, and will sign any further paper the bank reasonably asks for to confirm this. - ### Tax on interest and checks made Tax on interest, and rules on loans between related parties, differ by country. Check them before you sign. For example: Before paying interest, the Company will check whether tax must be withheld where it or the Shareholder is based, and will deduct it if it must. The parties have taken tax advice on this loan and its interest rate. - ### Approval by the Company Who approved it for the Company, and when. Some places need the board or the other shareholders to approve. For example: The board approved this loan at its meeting on 25 February 2030 - ### If the company does not pay For example: If a payment is more than 30 days late, the shareholder may give written notice and ask for the whole loan to be repaid within 30 days. - ### Conditions on repayment (optional) optional Many places require this. For example: The company does not repay if that would leave it unable to pay its debts as they fall due. - ### Law that applies For example: Ireland - ### How disputes are settled For example: The parties talk first, then mediation, then the courts of the place named above. Company and legal ## What is inside The parts of this document, in order. - 1 1. The loan - 2 2. Interest - 3 3. Repayment - 4 4. Early repayment - 5 5. Security and ranking - 6 6. Conditions on repayment - 7 7. If the Company does not pay - 8 8. Tax - 9 9. Approval - 10 10. Set-off and assignment - 11 11. No change to rights as shareholder - 12 12. Changes and notices Templates ## How it works - 01 ### Fill in Type your details in the form. The document fills itself in as you type; click any gap to jump to its field. - 02 ### Check Read it through. Gaps you have not filled stay marked, so nothing goes out half done. - 03 ### Download Save it as a Word document to edit further, or as a PDF to send or print. ### Make it yours with AI Open it in the chat and ask for changes: shorter, firmer, another situation, another language. [Adapt it with nerix](https://nerix.ai/try?template=shareholder-loan-agreement) ### Was this template helpful? Company and legal ## Questions people ask ### What details does this template ask for? The form asks for 21 details, starting with Company, Company address, Shareholder, Shareholder address, Shareholding. 2 more are optional. ### Can I download this template as Word or PDF? Yes. When you have filled in the form, save it as a Word document to keep editing, or as a PDF to send or print. It is free and needs no account. ### Is what I type sent anywhere? No. What you type stays in your browser while you fill in the document. It only goes to nerix if you choose to open the template in the chat. ### What should I check before I use this template? Loans from shareholders can have tax, company law and insolvency effects that differ by country, including limits on interest, repayment while the company is in trouble, and what the loan is worth if the company fails. Have a lawyer or accountant review it before you sign. This is not legal advice. ### Are these company templates free? Most are. Fill in and download them for free as Word or PDF, with no account. A few longer documents are premium: free to fill in, paid once to download, and marked with their price. ### Is a template the same as legal advice? No. A template is a careful starting point. Company, contract and data protection law differ by country, so have a lawyer read anything that carries real risk before you sign. ### Can I change the clauses? Yes. Download the Word version and edit it, or open the template in the nerix chat and ask for a clause that is stricter, shorter or in another language. Templates ## More in Company and legal - [Acceptable use policy Set clear rules for using your systems, accounts, devices and services, and what happens when they are broken. Company and legal](https://nerix.ai/templates/acceptable-use-policy) - [Agency agreement Appoint an agent to find customers and negotiate sales for you in an area, for a commission. Company and legal Premium, €9.99](https://nerix.ai/templates/agency-agreement) - [Anti-bribery policy State that you never give or take bribes, set gift and hospitality limits, and say how to report concerns. 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