# Cash Flow Forecast Template, Free to Fill In Source: https://nerix.ai/templates/cash-flow-forecast Show how much cash comes in and goes out each month, what is left, and what you will do if it runs short. Before you send it A forecast is an estimate. Update it often and compare it with what really happened. For loans, investors or tax decisions, ask an accountant to review it. ## Fill it in and preview You are signed in. Fill it in your workspace and it is kept as a document you can send, share and have signed. [Open in your workspace](https://app.nerix.ai/documents/templates/cash-flow-forecast) ### Cash flow forecast **Business:** Brightwater Bakery Ltd **Prepared by:** Ahmed Nasser, Finance **Prepared on:** 20 June 2030 **Months covered:** July to December 2030 **Currency:** EUR ## 1. Cash at the start 25,000 ## 2. Money coming in | Month | Sales | Other income | | July | sales 62,000 | other 0 | | August | sales 58,000 | other 3,000 | | September | sales 65,000 | other 0 | ## 3. Money going out | Month | Stock | Wages | Rent and bills | Loan | Other | | July | stock 24,000 | wages 21,000 | rent and bills 6,500 | loan 2,000 | other 4,000 | | August | stock 22,000 | wages 21,000 | rent and bills 6,500 | loan 2,000 | other 3,000 | ## 4. Cash at the end of each month July 28,500 August 36,000 September 53,500 **Minimum cash to keep:** 15,000 ## 5. Assumptions Customers pay within 14 days. Sales follow last year, plus 3 percent. No new equipment is bought. ## 6. Large or one-off items New van deposit of 6,000 in October. Tax payment of 9,000 in December. ## 7. Risks A large customer paying late. Rising ingredient prices. ## 8. If cash runs short Ask suppliers for 30 more days. Delay the van purchase. Use the overdraft of 10,000. Templates are a careful starting point, not legal advice. Where the law matters, check what applies where you are. Finance and accounting ## What this template is for A cash flow forecast document for 3 to 12 months: opening cash, money in, money out, closing cash, assumptions and actions if cash runs short. It is free to fill in online, needs no account, and downloads as a Word document or a PDF. [See all Finance and accounting templates](https://nerix.ai/templates/finance-accounting) Finance and accounting ## What you fill in The form asks for 14 details. The document fills itself in as you type. - ### Business name For example: Brightwater Bakery Ltd - ### Prepared by For example: Ahmed Nasser, Finance - ### Currency For example: EUR - ### Months covered For example: July to December 2030 - ### Prepared on For example: 20 June 2030 - ### Cash at the start Cash in the bank and in hand. For example: 25,000 - ### Money coming in, by month One row for each month. For example: July | sales 62,000 | other 0 August | sales 58,000 | other 3,000 September | sales 65,000 | other 0 - ### Money going out, by month One row for each month. For example: July | stock 24,000 | wages 21,000 | rent and bills 6,500 | loan 2,000 | other 4,000 August | stock 22,000 | wages 21,000 | rent and bills 6,500 | loan 2,000 | other 3,000 - ### Cash at the end of each month Opening cash plus money in, minus money out. For example: July 28,500 August 36,000 September 53,500 - ### Assumptions What you took for granted. For example: Customers pay within 14 days. Sales follow last year, plus 3 percent. No new equipment is bought. - ### Large or one-off items (optional) optional For example: New van deposit of 6,000 in October. Tax payment of 9,000 in December. - ### Minimum cash you want to keep A buffer, such as one month of costs. For example: 15,000 - ### Risks One per line. For example: A large customer paying late. Rising ingredient prices. - ### What we will do if cash runs short Say what, who and when. For example: Ask suppliers for 30 more days. Delay the van purchase. Use the overdraft of 10,000. Finance and accounting ## What is inside The parts of this document, in order. - 1 1. Cash at the start - 2 2. Money coming in - 3 3. Money going out - 4 4. Cash at the end of each month - 5 5. Assumptions - 6 6. Large or one-off items - 7 7. Risks - 8 8. If cash runs short Templates ## How it works - 01 ### Fill in Type your details in the form. The document fills itself in as you type; click any gap to jump to its field. - 02 ### Check Read it through. Gaps you have not filled stay marked, so nothing goes out half done. - 03 ### Download Save it as a Word document to edit further, or as a PDF to send or print. ### Make it yours with AI Open it in the chat and ask for changes: shorter, firmer, another situation, another language. [Adapt it with nerix](https://nerix.ai/try?template=cash-flow-forecast) ### Was this template helpful? Finance and accounting ## Questions people ask ### What details does this template ask for? The form asks for 14 details, starting with Business name, Prepared by, Currency, Months covered, Prepared on. 1 more are optional. ### Can I download this template as Word or PDF? Yes. When you have filled in the form, save it as a Word document to keep editing, or as a PDF to send or print. It is free and needs no account. ### Is what I type sent anywhere? No. What you type stays in your browser while you fill in the document. It only goes to nerix if you choose to open the template in the chat. ### What should I check before I use this template? A forecast is an estimate. Update it often and compare it with what really happened. For loans, investors or tax decisions, ask an accountant to review it. ### Are these finance templates free? Most are. Fill in and download them for free as Word or PDF, with no account. A few longer documents are premium: free to fill in, paid once to download, and marked with their price. ### Do these templates include tax rules? No. Tax and invoicing rules differ by country. Each template has fields for amounts and references, and you add the tax details your local rules require. ### Can I use them with my accounting software? Yes. They are plain documents. Download the Word version, or copy the figures into your software. Templates ## More in Finance and accounting - [Account reconciliation sign-off Show that a ledger balance matches the bank or statement, with the differences explained and signed off. Finance and accounting](https://nerix.ai/templates/account-reconciliation-sign-off) - [Bad debt write-off memo Record and approve writing off a debt that cannot be collected, with the steps already tried. Finance and accounting](https://nerix.ai/templates/bad-debt-write-off-memo) - [New Balance sheet Show what a business owns and owes on one date, with totals and a check that both sides match. Finance and accounting](https://nerix.ai/templates/balance-sheet) - [Budget Plan income and costs for a period in tables that add up by themselves, with risks and approval. Finance and accounting](https://nerix.ai/templates/budget) - [Budget variance report Compare budget with actual results, explain the gaps and say what you will do about them. Finance and accounting](https://nerix.ai/templates/budget-variance-report) - [Capital expenditure request Ask for approval to spend on a major asset: need, options, cost, payback and risks. Finance and accounting](https://nerix.ai/templates/capital-expenditure-request) [See all Finance and accounting templates](https://nerix.ai/templates/finance-accounting) Templates ## More kinds of documents Every category has its own page, so you can see all of its templates at once. ## Use it in nerix ### Use it in nerix - [Templates](https://nerix.ai/product/templates) - [Money](https://nerix.ai/product/money) - [The Sheet](https://nerix.ai/product/sheet) ### Learn more - [How to Make a Document From a Template](https://nerix.ai/help/make-a-document-from-a-template) - [Finance and accounting](https://nerix.ai/templates/finance-accounting)