# Balance Sheet Template, Free to Fill In Source: https://nerix.ai/templates/balance-sheet Show what a business owns and owes on one date, with totals and a check that both sides match. Before you send it This is a management statement for owners, lenders and partners. Official accounts must follow the rules where the business is registered, and an accountant can check that. The totals and the check are worked out from the figures you enter. ## Fill it in and preview You are signed in. Fill it in your workspace and it is kept as a document you can send, share and have signed. [Open in your workspace](https://app.nerix.ai/documents/templates/balance-sheet) ### Balance sheet **Business:** Casa Verde Trading Ltd **As at:** 30 September 2026 **Prepared by:** Lucía Herrera, accountant ## 1. Assets ### Current assets | Asset | Amount | | Cash and bank | 48,000.00 | | Money owed by customers | 36,500.00 | | Stock | 62,000.00 | | Prepaid costs | 3,500.00 | | | | | **Total current assets** | **150,000.00** | ### Long-term assets | Asset | Amount | | Equipment, after depreciation | 44,000.00 | | Vehicles, after depreciation | 21,000.00 | | Deposits on premises | 10,000.00 | | | | | **Total long-term assets** | **75,000.00** | ## 2. Liabilities ### Current liabilities | Liability | Amount | | Owed to suppliers | 29,000.00 | | Tax owed | 11,500.00 | | Wages owed | 7,500.00 | | Loan payments due within a year | 12,000.00 | | | | | **Total current liabilities** | **60,000.00** | ### Long-term liabilities | Liability | Amount | | Bank loan, due after one year | 40,000.00 | | | | | **Total long-term liabilities** | **40,000.00** | ## 3. Owner's equity | Item | Amount | | Share capital or owner's money | 50,000.00 | | Profits kept from earlier years | 50,000.00 | | Profit this year | 25,000.00 | | | | | **Total equity** | **125,000.00** | ## 4. Summary | | Amount | | **Total assets** | **225,000.00** | | Total liabilities | 100,000.00 | | Total equity | 125,000.00 | | **Total liabilities and equity** | **225,000.00** | | Difference | 0.00 | The two totals in bold must be the same, so the difference must be zero. If it is not, a figure is missing or wrong. ## 5. Notes Stock was counted on 30 September. The bank loan runs until 2030 at a fixed rate. ## Approval Approved by: ______________ Date: ______________ Templates are a careful starting point, not legal advice. Where the law matters, check what applies where you are. Finance and accounting ## What this template is for A simple balance sheet that adds itself up: assets, liabilities and equity on one date, with a check that both sides match. For small businesses. Word or PDF, free. It is free to fill in online, needs no account, and downloads as a Word document or a PDF. [See all Finance and accounting templates](https://nerix.ai/templates/finance-accounting) Finance and accounting ## What you fill in The form asks for 15 details. The document fills itself in as you type. - ### Business name For example: Casa Verde Trading Ltd - ### Balance sheet date For example: 30 September 2026 - ### Currency optional Pick one and every amount is written as money in it. Leave it empty to show plain numbers. - ### Prepared by For example: Lucía Herrera, accountant - ### Current assets What you own that will turn into cash within a year: bank, money customers owe you, stock. For example: Cash and bank | 48000 Money owed by customers | 36500 Stock | 62000 Prepaid costs | 3500 - ### Long-term assets optional What you own and keep for longer: equipment, vehicles, property, after depreciation. For example: Equipment, after depreciation | 44000 Vehicles, after depreciation | 21000 Deposits on premises | 10000 - ### Current liabilities What you owe and must pay within a year: suppliers, tax, wages, short-term loans. For example: Owed to suppliers | 29000 Tax owed | 11500 Wages owed | 7500 Loan payments due within a year | 12000 - ### Long-term liabilities optional What you owe and will pay after more than a year. For example: Bank loan, due after one year | 40000 - ### Owner's equity What belongs to the owners: money they put in, and profits kept in the business. For example: Share capital or owner's money | 50000 Profits kept from earlier years | 50000 Profit this year | 25000 - ### Total assets optional - ### Total liabilities optional - ### Total equity optional - ### Total liabilities and equity optional - ### Difference optional - ### Notes on the figures (optional) optional For example: Stock was counted on 30 September. The bank loan runs until 2030 at a fixed rate. Finance and accounting ## What is inside The parts of this document, in order. - 1 1. Assets - 2 Current assets - 3 Long-term assets - 4 2. Liabilities - 5 Current liabilities - 6 Long-term liabilities - 7 3. Owner's equity - 8 4. Summary - 9 5. Notes - 10 Approval Templates ## How it works - 01 ### Fill in Type your details in the form. The document fills itself in as you type; click any gap to jump to its field. - 02 ### Check Read it through. Gaps you have not filled stay marked, so nothing goes out half done. - 03 ### Download Save it as a Word document to edit further, or as a PDF to send or print. ### Make it yours with AI Open it in the chat and ask for changes: shorter, firmer, another situation, another language. [Adapt it with nerix](https://nerix.ai/try?template=balance-sheet) ### Was this template helpful? Finance and accounting ## Questions people ask ### What details does this template ask for? The form asks for 15 details, starting with Business name, Balance sheet date, Prepared by, Current assets, Current liabilities. 9 more are optional. ### Can I download this template as Word or PDF? Yes. When you have filled in the form, save it as a Word document to keep editing, or as a PDF to send or print. It is free and needs no account. ### Is what I type sent anywhere? No. What you type stays in your browser while you fill in the document. It only goes to nerix if you choose to open the template in the chat. ### What should I check before I use this template? This is a management statement for owners, lenders and partners. Official accounts must follow the rules where the business is registered, and an accountant can check that. The totals and the check are worked out from the figures you enter. ### Are these finance templates free? Most are. Fill in and download them for free as Word or PDF, with no account. A few longer documents are premium: free to fill in, paid once to download, and marked with their price. ### Do these templates include tax rules? No. Tax and invoicing rules differ by country. Each template has fields for amounts and references, and you add the tax details your local rules require. ### Can I use them with my accounting software? Yes. They are plain documents. Download the Word version, or copy the figures into your software. Templates ## More in Finance and accounting - [Account reconciliation sign-off Show that a ledger balance matches the bank or statement, with the differences explained and signed off. Finance and accounting](https://nerix.ai/templates/account-reconciliation-sign-off) - [Bad debt write-off memo Record and approve writing off a debt that cannot be collected, with the steps already tried. 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